
CHAIRMAN OF THE BOARD

Director

Director

DIRECTOR
Patrick Zbinden joined Union Capital Group in September 2021 as CEO of Capital Union Offshore Ltd. As of May 1st, 2025, Patrick serves as UCAP Group CEO and CEO of UCAP Bahamas. Prior to joining UCAP, Patrick was the Global Co-Head of EFG Asset Management, which he co-founded in 2010, with oversight responsibility for over $30bn of assets under management, and was also the CEO of EFG Asset Management (Switzerland) SA, based in Geneva. Prior to this, he was in charge of worldwide M&A Integration activities for EFG International, which he joined in 2002. He holds a MSc in Economics from the University of Lausanne, HEC, is a CFA Charter holder as well as a certified Financial Risk Manager from the Global Association of Risk Professionals.

Managing Director
Michael is the incoming Chief Executive Officer of Capital Union Offshore Ltd. He founded and served as Managing Partner of the leading Nassau-based law firm, Lennox Paton. At Lennox Paton, he assumed the roles of Head of Corporate and Commercial, Investment Funds and Banking and Finance Groups. He is consistently recommended in the legal directories and has been ranked in Band 1 for Chambers Global for many years, including 2025 and Chambers High Net Worth Guide since inception in 2022. Michael is former chairman of the Bahamas Financial Services Board (2002-2004), and a former commissioner of the Securities Commission of The Bahamas (2017-2024). Michael is also a qualified Certified Public Accountant (non-practicing) in the United States. He is called to the Bars of England and Wales, and the Commonwealth of The Bahamas since 1991.

Independent Non-Executive Director

Independent Non-Executive Director
LaTonia offers over 25 years of experience in the financial services industry. She possesses an in-depth knowledge of both Bahamian and international financial laws and regulations, audit and examination guidelines, and best practice techniques for good governance; with expertise spanning across a wide range of Financial Services sectors.
In 2013, LaTonia founded The Bayshore Group LLC, a financial and corporate services provider based in Nassau. She currently serves as the Founder, President, and Managing Director.
LaTonia holds the Certified Anti-Money Laundering and Compliance Specialist (CAMS) designation. She also earned a B.S in Marketing Management from St. Peter’s University and a Law CPE (Accelerated Postgraduate Equivalent to the LLB) from University of London, City University.
LaTonia is the Chairperson for the Bahamas Financial Services Board (BFSB) and sits on the Advisory Board of the Association of Financial Crime Specialists (ACFCS) in Miami, Florida. She also holds board directorships and acts as chairperson for compliance and audit committees for several financial institutions, including banking and investment funds.

Chief executive officer
Michael is the incoming Chief Executive Officer of Capital Union Offshore Ltd. He founded and served as Managing Partner of the leading Nassau-based law firm, Lennox Paton. At Lennox Paton, he assumed the roles of Head of Corporate and Commercial, Investment Funds and Banking and Finance Groups. He is consistently recommended in the legal directories and has been ranked in Band 1 for Chambers Global for many years, including 2025 and Chambers High Net Worth Guide since inception in 2022. Michael is former chairman of the Bahamas Financial Services Board (2002-2004), and a former commissioner of the Securities Commission of The Bahamas (2017-2024). Michael is also a qualified Certified Public Accountant (non-practicing) in the United States. He is called to the Bars of England and Wales, and the Commonwealth of The Bahamas since 1991.

Chief operating officer
Luciana Silvera is the Chief Operating Officer at Capital Union Offshore, a role she has held since 2014 – when the Bank began operations. Prior to her appointment at Capital Union Offshore, Luciana held senior roles in Private Banking, including serving as the Chief Operating Officer at EFG Bank & Trust (Bahamas) Ltd. Luciana started her career at Banque Paribas and holds a Business Administration and Management degree from the Universidad Católica del Uruguay (UCU, Catholic University of Uruguay), as well as a certification from the Association of Certified Anti-Money Laundering Specialists (ACAMS) in Anti-Money Laundering (AML).

Chief financial officer
Mikeiko Brown-Collie is an experienced financial professional with a demonstrated history in the banking industry. She currently serves as the Chief Financial Officer & Deputy Chief Operating Officer at Capital Union Offshore, where she has been instrumental in implementing financial strategies and overseeing the bank’s financial operations since joining in 2015. Prior to joining Capital Union Offshore, Mikeiko served as Chief Financial Officer at EFG Bank & Trust (Bahamas) Ltd. and held several roles at Big 4 Accounting firms in North America. Mikeiko is a Certified Public Accountant (CPA) and holds a Bachelor of Accounting degree from Florida International University.

Head of capital markets
Antoine Lacourt is the Head of Capital Markets at Capital Union Offshore, a role he has held since 2015. He oversees the trading and investment strategies for CUB’s private and institutional clients, as well as the Treasury of the Bank. Previously, Antoine held senior roles in private banking and asset management, including Managing Director at EFG Asset Management (France) and EFG Private Bank. He was also a Founding Partner of Sycomore Gestion Privée, later acquired by EFG International Group in 2008. Earlier in his career, he worked at HSBC Private Bank and J.P. Morgan in Paris. Antoine holds a Master’s degree in Finance from NEOMA Business School.

Head of risk
Dominique Braithwaite serves as the Head of Risk at Capital Union Offshore, responsible for overseeing the bank’s risk management framework to ensure financial stability and compliance. With over 15 years of experience in risk management, auditing, and accounting, she brings a strong foundation in International Financial Reporting Standards (IFRS) and a strategic approach to financial oversight. Before joining Capital Union Offshore, Dominique spent over a decade at KPMG Bahamas, providing audit and advisory services to financial institutions and investment firms. She is a Certified Public Accountant (CPA) and holds a Bachelor of Accounting degree from Florida International University.

Head of client services
Flávio Lopes is the Head of Client Services at Capital Union Offshore, where he leads strategic initiatives aimed at optimizing the bank’s client service offerings and ensuring operational efficiency. With 23 years of experience in the financial markets, Flávio has developed a strong track record in the industry. Prior to joining the bank in 2023, he spent 15 years at Credit Suisse, overseeing key functions in Relationship Management, Middle Office, International Treasury, and Operations. Earlier in his career, he held roles at a Broker-Dealer firm in Brazil. Flávio holds a degree in Economics from Universidade São Judas Tadeu and a Master’s degree in Financial Markets from Universidade Presbiteriana Mackenzie.

Compliance officer
Nicolette Duncanson is a Compliance Officer at Capital Union Offshore with over two decades of experience in Compliance and Auditing. Before joining the Bank in 2017, she served as a Business Manager at Société Générale Private Banking Bahamas Ltd. Nicolette spent over 12 years at Deloitte as a Senior Manager in Audit and Compliance. Nicolette is a Certified Public Accountant (CPA). Additionally, she holds a Bachelor’s Degree in Accounting from Florida International University and ICA Diplomas in Anti-Money Laundering and Compliance from Alliance Manchester Business School.